Gentrification: Gentrification is the process by which higher-income individuals move into lower-income neighborhoods, often resulting in displacement of existing residents due to increased property values.
Redlining: Redlining refers to discriminatory practices by banks and lending institutions that deny loans or financial services based on the racial composition of certain neighborhoods.
Ethnic enclaves: Ethnic enclaves are neighborhoods or areas within a city where members of a particular ethnic group tend to live, preserving their cultural traditions and fostering a sense of community.